Showing Results For Tag: online lending

Grow Advisors FinTech Minute: 4 market entry options for banks to compete in online lending sector
Monday, October 10th, 2016

Grow Advisors (a Grow VC Group company) publishes its daily insight into the world of alternative finance and fintech. Here are some highlights: 4 market entry options for traditional banks to compete in online lending sector (& an invitation to join the conversation!) Much has been written about the threat that new online lending platforms… Read more…

Opportunities and Challenges in Online Marketplace Lending
Sunday, May 29th, 2016

Access to credit has always been crucial to achieve economic growth in the United States, a country where small businesses are responsible for two thirds of the new jobs created over the past twenty years. Originally connecting individual borrowers and lenders, online marketplaces are now structured networks that include partnerships with institutional investors and financial… Read more…

Treacherous Ripples as New Realities Set in for Marketplace Lending
Sunday, May 22nd, 2016

The US Treasury issued an extensive analysis and commentary of the state of affairs in the most established sector within fintech, marketplace lending. This comes the same week as the founder and CEO is ousted amidst internal reports of misconduct within the pioneer and leader in the sector Lending Club. The week in the digital… Read more…

Lending Club’s financial results validate the online lending model and confound skeptics
Wednesday, March 2nd, 2016

Online marketplaces emerged following the 2007-08 global financial crisis and have shown consistent growth since. Lending Club’s success is an example of how borrowers and lenders alike are shifting away from traditional lenders, towards fintech and online financial services. In the nine years since inception, Lending Club has originated US$16 billion in loans. According to a recent survey… Read more…

Overcoming the Fear – Credit Risk in Online Lending
Thursday, February 11th, 2016

A recently emerging application is P2P lending, which connects lenders and borrowers virtually, completely bypassing traditional financial institutions. Although these marketplaces offer a higher return to lenders due to lower transactional and operational costs, it’s essential for investors to accurately evaluate the credit risk of the different loans when considering capital allocations.  To mitigate this risk,… Read more…