Showing Results For Tag: Crowd Valley

Fancy Fintech or Pragmatic Operational Efficiency?
Sunday, September 25th, 2016

The benefits of technology applied to existing processes making them more efficient or effective should be very practical. However, it’s easy to get lost in over hyped terms such as ‘fintech’, ‘peer-to-peer markets’, ‘crowdfunding’ and forget what the practical benefit is. ​ In this post let’s open up a few scenarios and walk through them… Read more…

How Consumer Sentiment Has Changed the Dynamic of Financial Disruption
Friday, September 23rd, 2016

“In the U.S., 33 percent of millennials (ages 15-34) believe that within next five years they will not even need a bank”. – McKinsey & Company. Global Payments 2015: A Healthy Industry Confronts Disruption. It is difficult to conceive a reality where banks stand redundant and, while the probability of such a happening is highly… Read more…

Financial Technology in Latin America
Thursday, August 25th, 2016

According to the World Bank’s Global Financial Inclusion Database, only 51% of the population in Latin America and the Caribbean has a bank account. This figure varies greatly between countries, with more than 80% of the adult population remaining ‘unbanked’ in Nicaragua for less than 35% in Brazil and Costa Rica. Furthermore, it means that… Read more…

Liquidity, Aggregators and the Secondary Market
Thursday, August 18th, 2016

The adoption of equity and debt crowdfunding has left most if not all policy makers and regulatory bodies challenged to find the right framework to properly regulate the array of platforms launching into the market. These platforms have given accredited and retail investors alike access to alternative investments they would not otherwise have. One area… Read more…

Bank of Thailand Weighs Fintech Regulations
Thursday, August 4th, 2016

Bank of Thailand (BoT) Governor Veerathai Santiprabhob at the C asean Forum’s “Positioning Thailand’s Fintech Ecosystem” event announced more regulation for the growing fintech sector in order to protect consumers, prevent systemic risk and help the development of the market. Following the path of Governments and regulators of the UK, France, Australia and Singapore the… Read more…