by: Grow VC Group
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Grow VC Group companies have together collected an insight and vision presentation about digital finance ecosystem. The material is based on dozens of meetings and presentations we have had in the main finance hubs, like New York, London, San Francisco, and Hong Kong. We have got feedback from several finance experts from fintech startups to over $100 Billion AUB fund management companies and banks.

The ecosystem is based on shared resources, networked service components and open APIs. When we put components together, for example, a digital finance back office, blockchain, online investing and lending platforms, data service with portfolio management, we basically start to have all components needed to have a full set of digital banking services. They can be de-centralized so that there is not a single bank and central database that manages all this, but a full set of services from different service providers the user can control what he or she wants to use for different needs.

It is also crucial to noticed that the ecosystem has many dimensions. It opens many opportunities to operate in the ecosystem. The only option is not to set up a crowdfunding or p2p lending platform, but it is possible to offer services to those platforms, or value added services on the top of them. Anyone who wants to be successful in this ecosystem, but first understand the dimensions and then evaluate the best position based on one’s own offering and strengths.


This development is already happening, but due to regulation, legacy systems, high reliability requirements and customer adaption, it will take a few years and come step by step. Digitalization is changing the finance sector fundamentally and especially making it more effective, transparent and accessible to anyone.

Learn More About Grow VC Group Companies

Crowd Valley, Startup Commons, Kapipal, Grow Advisors, TradeUp Fund, Deal Index, Crowdcitee, p2p Safety, Crowd Index Fund, Commoditarian

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Grow VC Group The Grow VC Group is the world leading, global pioneer of securities crowd funding, peer to peer marketplaces, new investment models and global business development. Established in 2009, the Group has developed new investment models on six continents and continues to innovate the global market.

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This entry was posted on Monday, December 14th, 2015 at 10:00 pm and is filed under Business Updates. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.