August 28th, 2014 by: Grow VC Group

Crowdfunding has started to take ground in Asia as well and the countries in the region are reacting to this innovation quite promptly. After India and Japan, it’s now Malaysia’s turn, which just released a set of drafted rules for equity crowdfunding.

The Malaysian Securities Commission drafted a regulation for securities crowdfunding, looking closely at what countries like Australia, New Zealand and the USA have done in this regard. The proposed rules are now undergoing a period of public consultation, which will end on the 5th of September 2014. But let’s take a closer look to what the Malaysian Securities Commission (MSC) proposed.

See details on Crowd Valley Blog.

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August 26th, 2014 by: Grow VC Group

The future of Asia’s crowdfunding industry is looking to change in a highly promising manner as a number of countries have pronounced their ambitions for crowdfunding. Singapore aspires to be the crowdfunding capital of the region, and has pronounced this claim by hosting the very first Asian crowdfunding summit, a promising first step.

Asian crowdfunding is at its infancy stage; a flourishing setting of investors and fundraisers does not yet exist as the concept is not readily accepted by the general population and many governments have not yet established a set of regulations to promote and protect an ecosystem for investors and fundraisers.

Political leaders from all over Asia expressed their nation’s ambitions to pave the way for a flourishing crowdfunding ecosystem.

Read the whole article on Crowd Valley Blog.

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August 19th, 2014 by: Grow VC Group

Last week it was announced that London is the world’s crowdfunding capital, based on some recent statistics published by a crowdfunding research institute, which showed that the British capital was the city with the highest number of crowdfunding campaigns launched per day. The announcement comes as little surprise, considering that the incredible growth of crowdfunding in the UK was already in the air. A very open mindset with regards to innovation and technology, on the one hand, and a prompt answer from the local authorities – that reacted to the growing phenomenon putting in place a regulation -, on the other hand, allowed British crowdfunding to flourish at very fast pace.

The numbers are probably driven upwards by securities crowdfunding, which, thanks to the above mentioned regulation, is proving to be a valid method of raising equity or debt capital for private companies and an appealing alternative way of investing for British savers. London is no doubt the crowdfunding capital of the UK, with 50% of the total deals coming from its urban area. But is it really the crowdfunding capital of the world? What about other centers of excellence in the US or in the world?

Read the whole article on Crowd Valley Blog.

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August 16th, 2014 by: Grow VC Group

“Economic Crisis”. A term we heard a lot in recent years and, unfortunately, we still hear today in Europe and in the US. Yes, because the economic crisis is still a reality in many cases, especially among small businesses, one of the backbones of western economies.

Heavily hit by the credit crunch, SMEs still find it difficult to receive loans from banks, which until a few years ago was instead one of the major financing sources for them. With the explosion of the crisis, SMEs saw their sales dropping off, the value of their collaterals diminishing and the lenders’ risk aversion increasing. This situation was a “perfect storm” – like a working paper from Harvard Business School defined it- for SMEs, which understandably still have troubles recovering completely from the crisis.

For large business was instead another story. They also suffered from the crisis, but not so much from the credit crunch: banks continued to lend to big corporate clients. The above mentioned report from Harvard Business School identified several factors that may still have an impact on bank lending to SMEs, including high search costs and transaction costs for both borrowers and lenders. In the US, SMEs are estimated to spend on average 25 hours on paperwork for a loan, after having spent already considerable time in searching for the bank that would agree to their request.

Read the whole article on Crowd Valley Blog.

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August 10th, 2014 by: Grow VC Group

Together with the UK, Germany is the biggest market for securities crowdfunding in Europe. In fact, German platforms have been up and running for a few years now, allowing more than 100 projects to raise seed capital from crowdinvestors and reaching record-breaking sums, like the €3 million recently raised by a startup only in a few hours.

The phenomenon has been developing within the current legal framework which did not pose too stringent controls over the platforms and the issuers. Until now. In fact, the German government has proposed in the past days a draft bill which aims at increasing protection of small investors (i.e. Small Investors Protection Act).

Read the whole article on Crowd Valley Blog.

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