July 29th, 2015 by: Grow VC Group

The fintech sector has been undergoing incredible growth over the last couple of years. As reported by Accenture’s report on Fintech, global investment in fintech firms tripled from $4.05 billion (£2.6 billion) in 2013 to $12.2 billion (£7.8 billion) in 2014, with Europe (i.e. London) leading the rank. But how can be explained such astonishing sector’s growth?

There are a few elements that may help explain the emergence and fast development of the fintech sector:

  1. The economic crisis. The 2008 economic crisis and the turmoil it caused among some of the major banks likely played a double role in determining the birth and development of fintech.
  2. The boom of the smartphones and app markets.
  3. No innovation for many years. The financial sector has not seen big innovations for several years.

These are only a few of the elements that could explain fintech incredible growth in the last couple of years. Crowd Valley has been in the fintech sector since 2012, providing technologies for peer-to-peer marketplaces, including the recently launched API to power digital investing and P2P marketplaces.

One thing is sure: fintech growth won’t stop soon.

Read more at Crowd Valley Blog.

Crowd Valley fintech back office API

Picture: Crowd Valley open API for digital lending and investing back office.

July 28th, 2015 by: Grow VC Group

Factoring, forfaiting, letters of credit, PO finance, trade credit insurance…do you ever get confused about the countless of terms and instruments surrounding trade finance? And do you know what works best for your business?

Exporters that want to access succinct information on trade finance products, their benefits, and the best timing to use them, we at TradeUp highly recommend Trade Finance Guide: A Quick Reference for U.S. Exporters developed by the U.S. Commerce Department. 

The guide is designed to help especially small and medium-sized enterprises to learn the basics of trade finance, so that they can turn their export opportunities into actual sales and get paid in timely fashion. 

The report has neat 1-2 page summaries of various financing techniques and tools, from open accounts, to forfaiting, to government assisted foreign-buyer financing.

Take a look at the report here now – and save time, manage risk, and streamline your export operations.

If you wish to secure export working capital or purchase order finance to fulfill foreign orders, outsource your export transactions, or insure your export accounts receivables, we at TradeUp can help. You can apply here. Email CEO Kati Suominen with any questions. 

Read more at TradeUp Blog.

TradeUp ExWorks Trade Finance

July 27th, 2015 by: Grow VC Group

An increased number of Chinese have been investing in their stock markets in recent years, encouraged by the unrefrainable growth of local businesses and the economy. Last week we saw the market fall rapidly resulting in 24h of turmoil and negative values.

In the huge Chinese P2P lending market, which counts more than 2000 players and an approximate $48 billion, the loans used for leveraged share purchases represented a consistent part of the local total market, which notably is still developing in a grey area.

China’s securities regulator have now tightened scrutiny of trading on margin including borrowing money to buy stocks—outside of approved channels as part of wide-ranging efforts by the government to stabilize share prices. This led many operating peer-to-peer companies to announce the withdrawal of such type of loan from their marketplaces.

Although a small one, this is another step towards a more transparent and regulated alternative finance market in China.

Read the whole article at Crow Valley Blog.

China Stock Market

July 25th, 2015 by: Grow VC Group

Two weeks ago, South Korea passed a law called the “Financial Investment Services and Capital Markets Act”, which allows and simplifies equity online investing and reward crowdfunding.

Despite its limited dimensions – especially compared to those of other countries around the world,crowdfunding is not new to Korea. In fact, since 2007 has been used as a way to finance mostly artistic production, through donation crowdfunding websites. Peer-to-peer lending also shows relevant numbers and increasing popularity, due to the fact that it is not subject to any regulation, as long as it is direct lending between borrowers and lenders.

The new “Financial Investment Services and Capital Markets Act” is now making both online investing and reward crowdfunding possible. With regards to reward crowdfunding, the local Financial Services Commission limits individual investments to 5 million won (approximately $4,400) per offering in any 12- months period.

Read the whole article on Crowd Valley Blog.

Photo: Wikipedia

Photo: Wikipedia

July 22nd, 2015 by: Grow VC Group

DealIndex Launches the Industry’s First Collaborative Report on Alternative Finance with Unique Insights from 18 Partners Spanning Across 3 Continents

The flagship report, first to come in the company’s Alternative Finance Quarterly Series, sheds light on various areas of the alternative finance sector, with particular focus on equity crowdfunding.

London, July 21, 2015: DealIndex today announced the launch of its inaugural report on alternative finance, entitled “Democratising Finance”. This is the first industry report that comprehensively covers various aspects of the alternative finance ecosystem, including numerous case studies and insightful partner contributions from 18 leading disruptive alternative finance players worldwide.

The flagship report marks the first in DealIndex’s Alternative Finance Quarterly Series and delves down into the different areas permeating the alternative finance sector, with particular focus on equity crowdfunding: the key players, emerging trends, the changing investor landscape, and challenges faced in this burgeoning industry. The report is the first to feature unique insights and case studies from 18 renowned alternative finance players spanning across three continents.

The report is released alongside the launch of DealIndex’s pioneering digital investment dashboard, an intelligent data and deal aggregator of private companies raising capital across leading crowdfunding platforms globally in real-time. The dashboard provides single sign-on access to private companies seeking capital, bringing together, for the first time, 30 leading equity crowdfunding platforms spanning across four continents.

“While embarking on our mission to create an innovative dashboard that aggregates private investment opportunities, we discovered the relative dearth of information on this burgeoning sector as we uncovered an entire spectrum of players in the alternative finance ecosystem that have transitioned into the online investment space,” said Neha Manaktala, Co-Founder and CEO of DealIndex. “Given the complexities of this rapidly growing industry, we decided to produce a comprehensive research report to provide more transparency and understanding on this broad industry with collaboration from our global partners. This flagship report is the first in our quarterly series; subsequent reports will cover other asset classes such as real estate and debt in similar granular detail.”

“As alternative finance increases in size, so does the complexity of its ecosystem”, said Gonçalo de Vasconcelos, Co-Founder and CEO of Syndicate Room. “This report is a gold mine for anybody looking to gain an overview of the ecosystem and find out who the main players are in their respective areas.”

For a copy of the report click here.

See a preview of the report below:

 

ABOUT DEALINDEX

DealIndex (www.dealindex.co) is an intelligent data and deal aggregator of private companies and assets raising capital across leading alternative finance platforms globally. DealIndex adopts a global, curated approach to the alternative finance ecosystem, providing extensive data, research and analytics as part of its service to clients. The company has pioneered the first global crowdfunding aggregator dashboard that allows investors to navigate and track deals in real-time, manage their portfolio of private company investments, and make informed investment decisions backed by analysis, data and research.

DealIndex is headquartered in London, with offices in New York and Hong Kong. It is part of The Grow VC Group, a worldwide pioneer and leader in the crowd investing, peer to peer and online investment market. Together, the DealIndex team brings a wealth of finance, investment, technology, and startup experience.

CONTACT:

Deal Index Ltd.

Michelle Tang
Director of Marketing and Media Relations
Tel: +852 67670663
Email: michelle@dealindex.co
Follow on Twitter: @dealindex.co
Website: www.dealindex.co

 

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